One day car insurance is a simple and straightforward way to insure a vehicle for just 24 hours.
With the same level of cover you’d expect from longer insurance, daily car insurance is the quicker, easier, and cheaper insurance alternative when all you need is just 1 days cover.
There are no long-term contracts or commitments, and no complicated forms to fill in. It’s quick, easy cover on the day you need it.
Yes, with 1 day car insurance you can get quick, easy and affordable car insurance.
Offering a fast and flexible alternative to annual car insurance, insure daily to save time and money in everyday situations. You only pay for the cover you want and only when you need it.
There are many situations when it might suit you to get car insurance for one day instead of choosing a longer-term policy. The ease and flexibility of having car insurance for the day mean you can pick and choose when you pay for your insurance.
This means it’s a perfect option during periods when you’re driving less, during a lockdown or when travel restrictions are in place for example. If you’re not using your vehicle often, insuring it occasionally is a great way to save money and ensure you’re getting the best value from your insurance.
Even in more normal times, 1 day car insurance is a great way to avoid the hassle and expense of adjusting annual insurance when borrowing a car or temporarily using a different car.
Getting temporary car insurance as and when you need it will not only save you time and money, but it also gives you complete peace of mind on the road. With fully comprehensive cover as standard on all 1 day car insurance policies from Tempcover, should the worst happen, you know you’re properly covered.
Some of the most popular situations when drivers choose to insure a car for just 24 hours include:
Get the cover you need with customisable one day insurance from Tempcover. The cover is fully comprehensive which protects against damage to yourself, your car and/or any third parties involved in an accident. You’re also covered for the following:
What’s covered with one day car insurance
What’s not covered with one day car insurance
|Fully comprehensive insurance on all 1 day insurance policies||The excess you agreed to pay|
|Accidental and malicious damage to your car||Release from an impound (unless you buy a specific temporary impounded vehicle policy)|
|Accidental and malicious damage to your car||Additional drivers – we can only cover the driver named on the policy|
|Legal liabilities for injury or damage to another person or their property|
|Driving in the UK, and in some instances driving in the EU|
Tempcover works with a panel of insurers when providing daily car insurance cover. This means we’re able to provide a range of cover, find you the best possible prices, and cover as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Included in 1 day car insurance cover are several benefits that make it the ideal insurance solution for you:
Daily car insurance is available for a wide range of drivers. You can expect to get a one day insurance quote if you meet the following criteria.
To get daily car insurance cover, you must
To get daily car insurance cover, your car must
|Be aged 17-78 years old||Be valued between £1,500 and £65,000|
|Hold a UK or EU driving licence||be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months or a British expatriate||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||Not be modified in any way except for those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive car|
|Have no more than 2 fault claims in the last 3 years||Have no more than 8 seats|
|Have no criminal convictions||Not be declared SORN|
|Not have had a previous policy of insurance declared void by an insurer|
Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.
You could expect to get a daily car insurance quote if you are aged 17-78 with a UK, EU, or International licence. You must have no more than 7 licence points in the last 3 years, not been disqualified from driving in the last 2 years or have no more than 2 fault claims in the last 3 years. Other acceptance criteria will apply.
Yes, you can get car insurance for two days or more. On a weekend away, or just in case things don’t go to plan, flexible daily insurance means you can either start with a two day car insurance policy or just simply buy cover one day at a time as you need it.
That also applies if you need 3-day, 4-day or 5-day car insurance as well. We can provide cover for up to 28 days.
1 day car insurance is often the cheapest insurance option when compared to adjusting an existing policy of paying for a whole years’ worth of cover.
The actual cost of 1 day car insurance can vary depending on the ‘risk’ you pose. Insurance providers calculate how likely you are to have an accident – and therefore make a claim – and will price your insurance premium accordingly.
Insurers will use the information you provide including where you live, what you do for a living and even your age and, using their own experience, will calculate the cost of your policy.
Once you’ve purchased your policy, we will update the Motor Insurance Database (MID). This will show authorities that you are legally covered to drive the vehicle.
We update the MID daily, but due to the short-term nature of a daily car insurance policy and temporary insurance in general, your policy may have expired before the details appear on the database. While it may take time to appear on the MID, we assure you that your insurance is in effect.
We recommend that you print your certificate of insurance or keep the digital copy on your phone whilst driving, as this remains valid proof of your insurance in case there are any issues. If the Police do pull you over, they have our phone number which they can call to confirm insurance is in place.
You can get short term car insurance for longer than one day.
First, if you need one day, two-day, three-day, four day or five-day car insurance you can either buy multiple one day policies, or a two day, three day, four day policy to meet your needs.
If you need longer than that we can provide car insurance for one week and even one month car insurance options. Anything up to a maximum of 28 days is available on a single short-term car insurance policy.
On the other hand, if getting car insurance for even a day or two is too much we also provide hourly car insurance! We have all sorts of temporary policies for drivers of all ages and getting a quote is quick and easy.
Unfortunately, we are currently only able to provide cover for one driver per vehicle. We may offer this feature in the future, but in the meantime, if you require cover for two drivers – you will need two separate policies.
Should the worst happen while insured with temporary cover, we have a dedicated claims handling team to help you out. The claims team will take you through the process step by step.
If the accident was not your fault, they’ll collect details of the claim and arrange any replacement or repairs. They can also help reclaim any uninsured losses.
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin